Kommentare
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No debt for me. Sorry everyone else.
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I know it's a trap because I'm in it now. But all I can think about are my 2 younger sisters in 11th and 12th grade....I don't want them to feel as trapped as I feel.
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Had to drop college to take care of my dad who had Alzheimer's and my mom who had cancer now that they both past away I cant go back because of my withdrawals and I'm stuck with over 30 thousand in loans and no excuses.
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Zenn Exile. I agree, it's the way our system is set up.
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PLAY THE LOTTERY! Man, why doesn't anybody discuss this? I know the odds are terrible, but if you win you can not only wipe out your college debt but enter early retirement. When you can't find a job, when you are underemployed, and everything skill based you do fails, your only hope is dumb luck! All you need is a $1 mega millions ticket to change everything, and $1 can easily be picked up lying on a busy sidewalk/parking lot. Any homeless person could play and win it, so don't ignore all your options. The lottery is the last line of defense against financial failure!!!!!!!!
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Is there a spread sheet to show if I paid blank for this month and blank for this month on how long it will take and how much I'm just paying interest rates on?
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The speaker has an interesting concept in income based tuition, but he never blames the colleges themselves for out of control tuitions and student fees that have exceeded the rate of inflation for decades. Where's the innovation in providing education at a lower rate in college educations?
Perhaps college loans should be made by the universities themselves - have loans converted into colleges get 5% or 10% of a student's salary for the 15 years after graduation, fully paying off the loan. If colleges lost money on major A and made money on major B, I'm betting you would see colleges become much more efficient. -
Take loans to buy Businesses instead.
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"The worst of times can be the best of times, because certain truths flash up in ways that you can't ignore".
My friends, this is spot on. The housing crisis was first, the student loan crisis is next. If too big to fail Wall Street can get a bailout, what about the 50 million Americans laden in student loan debt, and over 10 million of them in default. Where is the line drawn here? Does this country not see why the economic conditions are sour? Housing market remains down because Millennials cannot afford it. Some are paying a mortgage in student loan debt! We are doomed!
If only we can put a human face on capitalism like the Australians do with their Student Loan programs, we could have a much better America! -
If Hillary makes college tuition free companies like Sallie Mae will go out of business
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Please ask Paul why he got a degree in English LMAO
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NEWSFLASH:AMERICANS AREN'T OBLIGED TO GO TO COLLEGE,THEY MAKE RETARDED DECISIONS OUT OF THEIR OWN WILL,UNABLE TO THINK ABOUT WHAT ACTUALLY CONTRIBUTES TO HIGHER INCOME.
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if only this would work, colleges are so secretive about everything it's quite shady
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BTW, I'm getting tired of TED's "Brownsplaining": Where they have some "person-of-color" come and give a talk on something that's not new and has been around for decades.
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There was a Cuban dude on youtube, who commented and scoffed at a point I was making: Cuban students can get a masters or doctorate degree -- all paid for by their government (because they actually invest in their people). The state has a very high-level of medical education. He finally admitted the western/American system wasn't perfect. And it isn't. He emigrated from Cuba, and is now in the U.S. He simply jumped from what he thought was the frying pan, and hopped into the fire.
Western countries no longer have to invest in their people -- because they simply cherry-pick and immigrate any kind of workers they want -- STEM workers, low-wage low-education, nurses, etc., like they are picking and choosing them off a restaurant menu. That's the new economy. It's ugly. It treats workers like disposable garbage. It destroys communities. It's focused on profit over ethics. It sees only borderless markets and quashes nations.
Until our economy changes, nothing else will be changing either. -
Brilliant , education is Now a consumer product!
Income based tuition , dang it that would be the best app -
Universities are an experiment in socialism.
"Once upon a time in America," says professor Sajay Samuel, "going to college did not mean graduating with debt." Today, higher education has become a consumer product — costs have skyrocketed, saddling students with a combined debt of over $1 trillion, while universities and loan companies make massive profits. Samuel proposes a radical solution: link tuition costs to a degree's expected earnings, so that students can make informed decisions about their future, restore their love of learning and contribute to the world in a meaningful way. TEDTalks is a daily video podcast of the best talks and performances from the TED Conference, where the world's leading thinkers and doers give the talk of their lives in 18 minutes (or less). Look for talks on Technology, Entertainment and Design -- plus science, business, global issues, the arts and much more. Find closed captions and translated subtitles in many languages at http://www.ted.com/translate Follow TED news on Twitter: http://www.twitter.com/tednews Like TED on Facebook: https://www.facebook.com/TED Subscribe to our channel: http://www.youtube.com/user/TEDtalksDirector